About UK Property Explained

UK property is full of jargon, hype and figures that go out of date the moment they're written. We started UK Property Explained to fix that — to explain how UK property actually works in plain English, and to build practical tools that help you make decisions with your eyes open.

We cover four areas of UK property:

  • Self-build — budgeting, VAT reclaim, mortgage drawdown, build programmes and snagging for anyone taking on a new build or major renovation.

  • Landlords & buy-to-let — yield, cashflow, Section 24 and portfolio tracking for people letting property.

  • Investors & developers — deal appraisal, flips and BRRR, development margins and Capital Gains Tax for people buying to add value.

  • Stamp duty & buying costs — clear calculators and guides for anyone working out what a purchase will really cost, across England, Wales and Scotland.

What we make

Alongside free, plain-English content on social media, we build spreadsheet toolkits and PDF guides you can use on your own projects. They're designed so you only fill in the coloured cells — the calculations, dashboards and charts do the rest — and they work in both Microsoft Excel and Google Sheets. Every tax and cost figure is checked against official sources like HMRC, kept in editable cells so you can update it as the rules change, and dated so you always know how current it is.

Who it's for

Whether you're pricing up your first self-build, weighing a buy-to-let, appraising a development site, or just trying to work out the stamp duty on a house you love — these tools are built to give you clarity before you commit, not hype to talk you into anything.

What we stand for

  • Plain English — no jargon for the sake of it.

  • No hype — we'd rather show you why a deal doesn't work than sell you a dream.

  • Accuracy over generality — especially on tax and legal figures, which we verify and date.

  • Risk-aware — our tools show the downside as clearly as the upside.

One important thing

Everything we make is for education and organisation only — it's not financial, tax, legal or investment advice. Property rules and tax rates change, so always confirm current figures with the relevant official body and take professional advice on your own situation before you make a decision.