Property, minus the guesswork.
Make confident UK property decisions with clear, practical tools and education built for the real world — not hype, shortcuts or speculation.
Ready-to-use spreadsheets and plain-English guides for buying, building, letting and investing in UK property. Built for Excel and Google Sheets, with editable tax assumptions so they don't go out of date.
Everything is grounded in UK legislation, tax realities, lending criteria and market cycles — so you can make informed decisions at every stage, whether you're appraising your first plot, buying a home, or growing a portfolio.
What Makes Our Approach Different
Grounded in the UK — and in reality
Our education is built specifically for the UK market as it exists today. We focus on current tax rules, Section 24, EPC standards, licensing, and mortgage affordability — avoiding generic theory or strategies that don’t translate to real UK investing.
Designed for the long term
Whether you're building a home to keep, letting for income, or investing to grow, we focus on decisions that hold up over time — not quick wins that unravel in a downturn. The emphasis is on sensible budgets, steady cash flow, sensible leverage, and protecting your capital through changing market cycles.
Clear, practical learning you can apply
Everything is broken down into clear frameworks and practical steps. Whether you're appraising your first plot, buying your first rental, or refining an existing portfolio, the guidance and tools are designed to be understood, put to use, and revisited as you grow.
Thoughtful, risk-aware investing
We put as much weight on what can go wrong as on what can go right. You'll learn to stress-test a deal, cost a build with proper contingency, understand your downside, and plan conservatively — while still aiming for strong, realistic returns.
Wherever you are in property
We have the tools for all situations
Budget, VAT reclaim, drawdown, programme and snagging — plan and control your build.
Yield, portfolio, Section 24 and HMO tools that make the numbers make sense.
Flip and BRRR, development appraisal, CGT and holiday-let tools to model, tax and track any deal.
Know your stamp duty across England, Wales and Scotland before you offer
Why these tools are different
Excel and Google Sheets
1
every tool works in both, no reformatting
Built around UK rules
2
SDLT/LTT/LBTT, Section 24, CGT, VAT reclaim, and more
They won't go stale
3
tax rates live in editable assumption cells. When the Budget changes, you change one cell
Hard to break
4
formulas locked, inputs in clear yellow cells. Type where it's yellow, the maths takes care of itself
pay, download, use. No waiting
Instant download
5
Featured bundles
For flips, developments, holiday lets and the tax at the end of it.
FIVE TOOLS
1. House Flip & BRRR Profit Calculator — both exits, side by side. Profit,
return on cash, bridging interest, and how much money you'd leave in on a
refinance.
2. Development Appraisal (GDV-based) — multi-unit schemes. Total development
cost, development finance, profit on GDV, profit on cost, profit per unit.
3. CGT on Property Calculator — gross gain, Private Residence Relief, the 18%
and 24% slices, and what you're actually left with.
4. Holiday Let Income & Expense Tracker — month by month. Occupancy, ADR,
RevPAN and annual profit. Built after the FHL regime was abolished, so it
assumes no reliefs that no longer exist.
5. Service Charge & Ground Rent Tracker — every leasehold demand logged, with
outstanding, overdue and a monthly set-aside figure.
PLUS the How-to-Use Guide (PDF).
5 x Excel files (.xlsx) + guide (PDF). Works in Microsoft Excel and Google
Sheets. Instant download.
Educational tools only. Not financial, mortgage, tax or legal advice.
Correct as of July 2026.
Everything you need to analyse, track and tax-plan a rental portfolio.
FOUR TOOLS
1. Rental Yield & ROI Calculator — appraise a deal before you buy. Gross and
net yield, cash flow, cash-on-cash ROI, break-even rent, and the lender's
stress test that decides whether you get the mortgage at all.
2. BTL Portfolio Tracker — one row per property, up to 20. Equity, LTV, cash
flow and yield each, rolled up on a live dashboard.
3. Section 24 Tax Calculator — what the mortgage-interest restriction actually
costs you, versus full deduction. Every rate editable.
4. HMO Room-by-Room Tracker — rent, deposits, occupancy and shared bills for
a shared house, with occupancy and net income on a dashboard.
PLUS the How-to-Use Guide (PDF) — a plain-English walkthrough of all four.
Buy a deal with the first. Track it with the second. Understand what the
taxman leaves you with the third.
4 x Excel files (.xlsx) + guide (PDF). Works in Microsoft Excel and Google
Sheets. Instant download.
Educational tools only. Not financial, mortgage, tax or legal advice.
Correct as of July 2026.
Plot to handover. Six tools, one build.
SIX TOOLS
1. Feasibility & Plot Appraisal — does the plot stack up? Land, stamp duty,
build cost per m², fees and contingency against end value, with sensitivity
on the build cost.
2. Budget Tracker & VAT Reclaim Log — eight build stages, budget versus actual,
plus a full DIY Housebuilders VAT reclaim log and eligibility guide.
3. Mortgage Drawdown & Cashflow — stage drawdowns against an 18-month cashflow,
showing the tightest cash point in the whole build.
4. Contractor Quote & Payment Comparison — three quotes across 13 trades, plus
deposits, interims and balances.
5. Build Programme & Gantt Chart — 20 pre-loaded tasks, bars that draw
themselves.
6. Snagging & Defects List — every defect logged by room, trade and priority,
through to closed.
PLUS the How-to-Use Guide (PDF).
Self-builds don't usually fail on the build. They fail on cashflow, on VAT
that never got reclaimed, and on a budget nobody was watching. These are the
tools for those three.
6 x Excel files (.xlsx) + guide (PDF). Works in Microsoft Excel and Google
Sheets. Instant download.
Educational tools only. Not financial, mortgage, tax, legal or construction
advice. Correct as of July 2026.
Save with a toolkit bundle
Buy a full area as one download and save versus buying tools individually.